Hi. I'm Elvin Yung.

I mostly make and eat a lot of ramen. In my spare time, I work at Modern Treasury, making the payments and banking infrastructure used by some of the world's largest fintechs.

For the better part of a decade before that, I was at Square Banking, where I helped build the very first instant deposit implementation and built out most of the banking stack.

I have worked in fintech since I was 19 (and not because of crypto), starting at a little Series A point-of-sale lending startup. I am extremely passionate about helping everyone access spending power more quickly and more responsibly.

“Why, they don’t even understand their own colossi any longer. The machines work from generation to generation automatically, and the caretakers are a hereditary caste who would be helpless if a single D-tube in all that vast structure burnt out.”